Investing through a Systematic Investment Plan (SIP) is a prudent strategy for building wealth over time. By contributing a fixed amount regularly, investors can mitigate market volatility and harness the power of compounding. As we navigate through 2025, here are ten mutual funds that have demonstrated strong performance and may be considered for your SIP investment portfolio:
1. Quant Small Cap Fund Direct-Growth
This fund focuses on small-cap companies, offering the potential for significant growth. Over the past five years, it has delivered annualized returns of approximately 40.76%. However, small-cap funds can be volatile, so they suit investors with a higher risk tolerance.
- NAV: ₹256.35
- Fund Size (AUM): ₹25,183.45 Cr
- Expense Ratio: 0.68%
2. Nippon India Small Cap Fund Direct-Growth
Investing primarily in small-cap stocks, this fund has achieved annualized returns of around 31.34% over five years. It’s ideal for those looking to capitalize on the growth potential of emerging companies.
- NAV: ₹173.21
- Fund Size (AUM): ₹57,009.7 Cr
- Expense Ratio: 0.7%
3. Quant Flexi Cap Fund Direct-Growth
Offering flexibility, this fund invests across large, mid, and small-cap stocks. It has provided annualized returns of about 30.95% over the past five years, making it suitable for investors seeking diversified exposure.
- NAV: ₹100.04
- Fund Size (AUM): ₹6,829.09 Cr
- Expense Ratio: 0.61%
4. Quant Mid Cap Fund Direct-Growth
Focusing on mid-cap companies, this fund has delivered annualized returns of approximately 30.85% over five years. Mid-cap funds balance the growth potential of small caps with the stability of large caps.
- NAV: ₹228.54
- Fund Size (AUM): ₹8,608.01 Cr
- Expense Ratio: 0.62%
5. Quant ELSS Tax Saver Fund Direct-Growth
For those looking to save on taxes while investing, this Equity Linked Savings Scheme (ELSS) offers tax benefits under Section 80C. It has achieved annualized returns of around 30.41% over five years, combining wealth creation with tax savings.
- NAV: ₹367.53
- Fund Size (AUM): ₹10,278.66 Cr
- Expense Ratio: 0.5%
6. Motilal Oswal Midcap Fund Direct-Growth
This fund invests in mid-cap stocks with strong growth potential. Over the past five years, it has provided annualized returns of approximately 35%. It’s suitable for investors aiming for substantial growth with moderate risk.
- NAV: ₹108.76
- Fund Size (AUM): ₹24,488 Cr
- Expense Ratio: 0.65%
7. Bank of India Small Cap Fund Direct-Growth
Focusing on small-cap companies, this fund has delivered annualized returns of about 32.56% over five years. It’s ideal for investors seeking high growth potential and comfortable with higher volatility.
- NAV: ₹47.7
- Fund Size (AUM): ₹1,555.78 Cr
- Expense Ratio: 0.54%
8. ICICI Prudential Infrastructure Fund Direct-Growth
This fund targets the infrastructure sector, offering exposure to companies involved in infrastructure development. It has provided competitive returns and is suitable for investors looking to capitalize on infrastructure growth.
- NAV: ₹188.76
- Fund Size (AUM): ₹6910.52 Cr
- Expense Ratio: 1.15%
9. HDFC Mid-Cap Opportunities Fund Direct-Growth
Investing in mid-cap companies, this fund has a track record of consistent performance. It’s suitable for investors seeking a balance between risk and return, focusing on companies with significant growth potential.
- NAV: ₹193.168
- Fund Size (AUM): ₹77,967.21 Cr
- Expense Ratio: 0.79%
10. Parag Parikh Flexi Cap Fund Direct-Growth
This fund offers a diversified portfolio across various market capitalizations and sectors, including international equities. It’s ideal for investors looking for a broad-based investment approach with exposure to global markets.
- NAV: ₹86.86
- Fund Size (AUM): ₹89,703.46 Cr
- Expense Ratio: 0.63%
